California Labor Code Section 3700 requires all employers to take out workers' compensation coverage. It doesn't matter if a company has a single worker or multiple ones either. Individuals who own and run a business as a sole proprietor should even take out this type of insurance. This coverage covers most workers who may become ill or injured while on the job.
As most in California already know, workers’ compensation benefits are meant to provide financial assistance to those who have been injured on the job. Those working in industries where employee injuries are common should thus have an understanding of how to secure such benefits if and when they are needed. One such industry is construction, which (according to the Centers for Disease Control and Prevention) has 10.3 million practitioners as of 2016. The popularity of this profession remains high even though it is routinely ranked amongst the most dangerous.
If you work in California, it is important that you understand the rights you have under the law. These rights include what should happen if you are ever involved in an accident while you are working or if you are diagnosed with a work-related illness. Under the state's workers' compensation program, you may be entitled to certain benefits in these situations.